The Westpac Cash Investment Account has been designed with Westpac share investors in mind by offering access to low brokerage, competitive interest, convenient features and seamless trade settlements.


  • Enjoy our lowest brokerage rate starting from $19.95 when you settle your trades through a Westpac Cash Investment Account.
  • View your available funds when placing a trade and take advantage of potentially higher trading limits.
  • Receive a competitive at-call interest rate with interest calculated daily and paid monthly
  • Earn bonus interest (currently 0.50% p.a.) when you settle three or more trades in a calendar month*.
  • No minimum account balance is required to earn standard and bonus interest.
  • No monthly account service fee and free electronic transactions**.
  • 24/7 access to your account via Online Banking and Mobile Banking***.
  • Option to participate in our Dividend Direction Service. Save time and enjoy the convenience of your Westpac Cash Investment Account being automatically nominated to receive your dividends. For more information please visit our Frequently Asked Questions.
  • Enjoy the benefit of having one account to manage your investment cash flows.

Open Account

* In order to be eligible to receive Bonus Interest, you must settle three or more ASX Trades via your linked Westpac Online Investing account within one calendar month. The Bonus Interest will be paid in addition to the tiered interest paid to your account. Please note settlement for ASX Trades occur two business days after trade execution.

Bonus Interest will be paid on the last business day of the month and is calculated daily using the closing balance of your account on the last business day of the previous month and on each calendar day thereafter up to and including the second last business day of the current month.

Bonus Interest will be paid on balances of $5 million or less.

"ASX Trades" means trades in Australian shares, options, warrants, Exchange Traded Funds (ETF) and Exchange Traded Commodities (ETC). International Equity and International Option trades are excluded.

** Other fees and charges may apply. For full details, please refer to the Westpac Cash Investment Account Terms and Conditions.

*** Subject to system availability and maintenance.

The information has been prepared without knowing your personal financial circumstances. Before you act on this, please read the Westpac Cash Investment Account Terms and Conditions and consider if it’s right for you. Westpac Cash Investment Account is issued by Westpac Banking Corporation ABN 33 007 457 141 AFSL 233714 Australian Credit Licence 233714. Share trading through this website is a service provided through Westpac Securities Limited ABN 39 087 924 221 AFSL 233723 by Australian Investment Exchange Ltd ABN 71 076 515 930 AFSL 241400 ("the Participant"), a participant of the ASX Group and Chi-X Australia.