The Westpac Cash Investment Account is purpose-built to operate with your online investing account.

Key Features:

  • Enjoy low brokerage starting from $19.95 when you link your Westpac Cash Investment Account to Westpac Online Investing.
  • Added variable bonus interest rate (currently 0.50% p.a.*) available to eligible customers.
  • No minimum account opening balance required.
  • No monthly account service fee and free electronic transactions.**
  • 24/7 access to your account via Online Banking.***
  • Option to participate in the Dividend Direction Service, which makes it easier for you to receive dividends.

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* In addition to the interest rate paid on your Westpac Cash Investment account, a bonus variable Interest rate (currently 0.50% p.a.) is paid subject to eligibility.

In order to be eligible to receive Bonus Interest, you must settle 3 or more ASX Trades via your linked Westpac Online Investing account within one calendar month. The Bonus Interest will apply in addition to the interest that would otherwise apply to your account. Please note settlement for ASX Trades occurs 2 business days after trade execution.

Bonus Interest will be paid on balances in your account on and after the last business day of the previous month, up to and included the second last business day of the current month.

Bonus Interest will be paid on balances of $5million or less.

"ASX Trades" means trades in Australian shares, options, warrants, Exchange Traded Funds (ETF) and Exchange Traded Commodities (ETC). International Equity trades are excluded.

** Fees and charges not related to your Westpac Online Investing account may still apply. For full details, please refer to the Westpac Cash Investment Account Terms and Conditions.

*** Subject to system availability and maintenance.

The information has been prepared without knowing your personal financial circumstances. Before you act on this, please read the Westpac Cash Investment Account Terms and Conditions and consider if it’s right for you. Westpac Cash Investment Account is issued by Westpac Banking Corporation ABN 33 007 457 141 AFSL 233714 Australian Credit Licence 233714